Amount
500 CNY to CNY
- Period high
- 9.0538
- 2026-01-29
- Period low
- 8.0267
- 2026-10-01
- Average
- 8.6085
- Daily volatility
- 0.38%
Sending 500 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 4,043.78 CNY
- Lost vs mid-market
- −13.6
- Total cost
- 0.34%
Wise
- Recipient gets
- 4,027.83 CNY
- Lost vs mid-market
- −29.54
- Total cost
- 0.73%
PayPal
- Recipient gets
- 3,856.94 CNY
- Lost vs mid-market
- −200.43
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 3,772.55 CNY
- Lost vs mid-market
- −284.83
- Total cost
- 7.02%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 4,043.78 CNY | −13.6 | 0.34% |
| Wise | 4,027.83 CNY | −29.54 | 0.73% |
| PayPal | 3,856.94 CNY | −200.43 | 4.94% |
| Bank wire (SWIFT) | 3,772.55 CNY | −284.83 | 7.02% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 271 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals