2025-10-202026-10-19
Period high
9.0538
2026-01-29
Period low
8.0267
2026-10-01
Average
8.6065
Daily volatility
0.38%

Sending 2,000 CNY: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    16,163.23 CNY
    Lost vs mid-market
    −31.78
    Total cost
    0.20%
  • Wise

    Recipient gets
    16,110.89 CNY
    Lost vs mid-market
    −84.13
    Total cost
    0.52%
  • Bank wire (SWIFT)

    Recipient gets
    15,607.35 CNY
    Lost vs mid-market
    −587.67
    Total cost
    3.63%
  • PayPal

    Recipient gets
    15,394.98 CNY
    Lost vs mid-market
    −800.03
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 768 CNY on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals