Amount
100,000 CHF to CNY
- Period high
- 9.0538
- 2026-01-29
- Period low
- 8.0267
- 2026-10-01
- Average
- 8.6085
- Daily volatility
- 0.38%
Sending 100,000 CHF: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 810,250.68 CNY
- Lost vs mid-market
- −1,224.73
- Total cost
- 0.15%
Wise
- Recipient gets
- 807,812.48 CNY
- Lost vs mid-market
- −3,662.93
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 791,005.13 CNY
- Lost vs mid-market
- −20,470.28
- Total cost
- 2.52%
PayPal
- Recipient gets
- 771,388.52 CNY
- Lost vs mid-market
- −40,086.89
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 810,250.68 CNY | −1,224.73 | 0.15% |
| Wise | 807,812.48 CNY | −3,662.93 | 0.45% |
| Bank wire (SWIFT) | 791,005.13 CNY | −20,470.28 | 2.52% |
| PayPal | 771,388.52 CNY | −40,086.89 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 38,862 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals