Amount
100 CNY to CNY
- Period high
- 9.0538
- 2026-01-29
- Period low
- 8.0267
- 2026-10-01
- Average
- 8.6085
- Daily volatility
- 0.38%
Sending 100 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 802.75 CNY
- Lost vs mid-market
- −8.73
- Total cost
- 1.08%
Wise
- Recipient gets
- 796.54 CNY
- Lost vs mid-market
- −14.94
- Total cost
- 1.84%
PayPal
- Recipient gets
- 771.39 CNY
- Lost vs mid-market
- −40.09
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 607.79 CNY
- Lost vs mid-market
- −203.68
- Total cost
- 25.10%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 802.75 CNY | −8.73 | 1.08% |
| Wise | 796.54 CNY | −14.94 | 1.84% |
| PayPal | 771.39 CNY | −40.09 | 4.94% |
| Bank wire (SWIFT) | 607.79 CNY | −203.68 | 25.10% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 195 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals