Amount
20,000 CAD to CAD
- Period high
- 1.7780
- 2025-11-14
- Period low
- 1.6969
- 2026-09-18
- Average
- 1.7406
- Daily volatility
- 0.35%
Sending 20,000 CAD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 34,319.15 CAD
- Lost vs mid-market
- −53.15
- Total cost
- 0.15%
Wise
- Recipient gets
- 34,215.24 CAD
- Lost vs mid-market
- −157.07
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 33,474.15 CAD
- Lost vs mid-market
- −898.15
- Total cost
- 2.61%
PayPal
- Recipient gets
- 32,674.31 CAD
- Lost vs mid-market
- −1,697.99
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 34,319.15 CAD | −53.15 | 0.15% |
| Wise | 34,215.24 CAD | −157.07 | 0.46% |
| Bank wire (SWIFT) | 33,474.15 CAD | −898.15 | 2.61% |
| PayPal | 32,674.31 CAD | −1,697.99 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 1,645 CAD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals