Amount
20,000 AUD to AUD
- Period high
- 1.9445
- 2025-10-20
- Period low
- 1.7010
- 2026-09-18
- Average
- 1.8079
- Daily volatility
- 0.42%
Sending 20,000 AUD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 34,827.43 AUD
- Lost vs mid-market
- −53.94
- Total cost
- 0.15%
Wise
- Recipient gets
- 34,721.97 AUD
- Lost vs mid-market
- −159.39
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 33,969.91 AUD
- Lost vs mid-market
- −911.45
- Total cost
- 2.61%
PayPal
- Recipient gets
- 33,158.22 AUD
- Lost vs mid-market
- −1,723.14
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 34,827.43 AUD | −53.94 | 0.15% |
| Wise | 34,721.97 AUD | −159.39 | 0.46% |
| Bank wire (SWIFT) | 33,969.91 AUD | −911.45 | 2.61% |
| PayPal | 33,158.22 AUD | −1,723.14 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 1,669 AUD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals