Amount
20 AUD to AUD
- Period high
- 1.9445
- 2025-10-20
- Period low
- 1.7010
- 2026-09-18
- Average
- 1.8079
- Daily volatility
- 0.42%
Sending 20 AUD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 33.21 AUD
- Lost vs mid-market
- −1.67
- Total cost
- 4.78%
PayPal
- Recipient gets
- 33.16 AUD
- Lost vs mid-market
- −1.72
- Total cost
- 4.94%
Wise
- Recipient gets
- 32.3 AUD
- Lost vs mid-market
- −2.58
- Total cost
- 7.40%
Bank wire (SWIFT)
- Recipient gets
- 0 AUD
- Lost vs mid-market
- −34.88
- Total cost
- 100.00%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 33.21 AUD | −1.67 | 4.78% |
| PayPal | 33.16 AUD | −1.72 | 4.94% |
| Wise | 32.3 AUD | −2.58 | 7.40% |
| Bank wire (SWIFT) | 0 AUD | −34.88 | 100.00% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 33 AUD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals