Amount
20,000 USD to USD
- Period high
- 0.739404
- 2026-01-29
- Period low
- 0.701179
- 2026-10-12
- Average
- 0.720016
- Daily volatility
- 0.27%
Sending 20,000 USD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 14,101.32 USD
- Lost vs mid-market
- −22.31
- Total cost
- 0.16%
Wise
- Recipient gets
- 14,058.38 USD
- Lost vs mid-market
- −65.24
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 13,743.11 USD
- Lost vs mid-market
- −380.52
- Total cost
- 2.69%
PayPal
- Recipient gets
- 13,425.92 USD
- Lost vs mid-market
- −697.71
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 14,101.32 USD | −22.31 | 0.16% |
| Wise | 14,058.38 USD | −65.24 | 0.46% |
| Bank wire (SWIFT) | 13,743.11 USD | −380.52 | 2.69% |
| PayPal | 13,425.92 USD | −697.71 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 675 USD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals