2025-10-202026-10-16
Period high
0.943367
2026-03-09
Period low
0.896251
2026-10-06
Average
0.923350
Daily volatility
0.23%

Sending 20 CAD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • PayPal

    Recipient gets
    17.17 SGD
    Lost vs mid-market
    −0.89
    Total cost
    4.94%
  • USDT on-chain

    Recipient gets
    16.6 SGD
    Lost vs mid-market
    −1.46
    Total cost
    8.11%
  • Wise

    Recipient gets
    15.83 SGD
    Lost vs mid-market
    −2.24
    Total cost
    12.40%
  • Bank wire (SWIFT)

    Recipient gets
    0 SGD
    Lost vs mid-market
    −18.07
    Total cost
    100.00%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 17 SGD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals