2025-10-202026-10-16
Period high
117.07
2026-04-27
Period low
107.35
2025-10-20
Average
113.61
Daily volatility
0.47%

Sending 20 CAD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • PayPal

    Recipient gets
    2,121.57 JPY
    Lost vs mid-market
    −110.25
    Total cost
    4.94%
  • USDT on-chain

    Recipient gets
    2,050.92 JPY
    Lost vs mid-market
    −180.9
    Total cost
    8.11%
  • Wise

    Recipient gets
    1,955.04 JPY
    Lost vs mid-market
    −276.77
    Total cost
    12.40%
  • Bank wire (SWIFT)

    Recipient gets
    0 JPY
    Lost vs mid-market
    −2,231.82
    Total cost
    100.00%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 2,122 JPY on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals