2025-10-202026-10-16
Period high
5.7734
2026-01-30
Period low
5.5025
2026-10-12
Average
5.6309
Daily volatility
0.27%

Sending 5,000 CAD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    27,660.94 HKD
    Lost vs mid-market
    −50.39
    Total cost
    0.18%
  • Wise

    Recipient gets
    27,573.38 HKD
    Lost vs mid-market
    −137.95
    Total cost
    0.50%
  • Bank wire (SWIFT)

    Recipient gets
    26,803.27 HKD
    Lost vs mid-market
    −908.05
    Total cost
    3.28%
  • PayPal

    Recipient gets
    26,342.39 HKD
    Lost vs mid-market
    −1,368.94
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 1,319 HKD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals