2025-10-202026-10-16
Period high
5.7734
2026-01-30
Period low
5.5025
2026-10-12
Average
5.6309
Daily volatility
0.27%

Sending 5 CAD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • PayPal

    Recipient gets
    26.34 HKD
    Lost vs mid-market
    −1.37
    Total cost
    4.94%
  • USDT on-chain

    Recipient gets
    18.85 HKD
    Lost vs mid-market
    −8.86
    Total cost
    31.97%
  • Wise

    Recipient gets
    14.34 HKD
    Lost vs mid-market
    −13.37
    Total cost
    48.25%
  • Bank wire (SWIFT)

    Recipient gets
    0 HKD
    Lost vs mid-market
    −27.71
    Total cost
    100.00%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 26 HKD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals