2025-10-202026-10-16
Period high
5.7734
2026-01-30
Period low
5.5025
2026-10-12
Average
5.6309
Daily volatility
0.27%

Sending 100 CAD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    544.58 HKD
    Lost vs mid-market
    −9.65
    Total cost
    1.74%
  • Wise

    Recipient gets
    538.49 HKD
    Lost vs mid-market
    −15.74
    Total cost
    2.84%
  • PayPal

    Recipient gets
    526.85 HKD
    Lost vs mid-market
    −27.38
    Total cost
    4.94%
  • Bank wire (SWIFT)

    Recipient gets
    325.1 HKD
    Lost vs mid-market
    −229.13
    Total cost
    41.34%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 219 HKD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals