Amount
50,000 CNY to CNY
- Period high
- 5.1386
- 2026-01-30
- Period low
- 4.6928
- 2026-10-12
- Average
- 4.9445
- Daily volatility
- 0.26%
Sending 50,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 236,979.83 CNY
- Lost vs mid-market
- −363.5
- Total cost
- 0.15%
Wise
- Recipient gets
- 236,264.04 CNY
- Lost vs mid-market
- −1,079.29
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 231,226.96 CNY
- Lost vs mid-market
- −6,116.37
- Total cost
- 2.58%
PayPal
- Recipient gets
- 225,618.57 CNY
- Lost vs mid-market
- −11,724.76
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 236,979.83 CNY | −363.5 | 0.15% |
| Wise | 236,264.04 CNY | −1,079.29 | 0.45% |
| Bank wire (SWIFT) | 231,226.96 CNY | −6,116.37 | 2.58% |
| PayPal | 225,618.57 CNY | −11,724.76 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 11,361 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals