Amount
1,000 CNY to CNY
- Period high
- 5.1386
- 2026-01-30
- Period low
- 4.6928
- 2026-10-12
- Average
- 4.9452
- Daily volatility
- 0.26%
Sending 1,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 4,707.09 CNY
- Lost vs mid-market
- −14.6
- Total cost
- 0.31%
Wise
- Recipient gets
- 4,689.15 CNY
- Lost vs mid-market
- −32.53
- Total cost
- 0.69%
PayPal
- Recipient gets
- 4,488.43 CNY
- Lost vs mid-market
- −233.25
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 4,420.24 CNY
- Lost vs mid-market
- −301.44
- Total cost
- 6.38%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 4,707.09 CNY | −14.6 | 0.31% |
| Wise | 4,689.15 CNY | −32.53 | 0.69% |
| PayPal | 4,488.43 CNY | −233.25 | 4.94% |
| Bank wire (SWIFT) | 4,420.24 CNY | −301.44 | 6.38% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 287 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals