Amount
10 CNY to CNY
- Period high
- 5.1386
- 2026-01-30
- Period low
- 4.6928
- 2026-10-12
- Average
- 4.9452
- Daily volatility
- 0.26%
Sending 10 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
PayPal
- Recipient gets
- 45.12 CNY
- Lost vs mid-market
- −2.34
- Total cost
- 4.94%
USDT on-chain
- Recipient gets
- 39.91 CNY
- Lost vs mid-market
- −7.56
- Total cost
- 15.92%
Wise
- Recipient gets
- 36.01 CNY
- Lost vs mid-market
- −11.46
- Total cost
- 24.15%
Bank wire (SWIFT)
- Recipient gets
- 0 CNY
- Lost vs mid-market
- −47.47
- Total cost
- 100.00%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| PayPal | 45.12 CNY | −2.34 | 4.94% |
| USDT on-chain | 39.91 CNY | −7.56 | 15.92% |
| Wise | 36.01 CNY | −11.46 | 24.15% |
| Bank wire (SWIFT) | 0 CNY | −47.47 | 100.00% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 45 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals