Amount
20,000 CHF to CHF
- Period high
- 0.589312
- 2026-09-18
- Period low
- 0.562427
- 2025-11-14
- Average
- 0.574599
- Daily volatility
- 0.35%
Sending 20,000 CHF: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 11,618.89 CHF
- Lost vs mid-market
- −18.38
- Total cost
- 0.16%
Wise
- Recipient gets
- 11,583.52 CHF
- Lost vs mid-market
- −53.76
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 11,323.74 CHF
- Lost vs mid-market
- −313.53
- Total cost
- 2.69%
PayPal
- Recipient gets
- 11,062.39 CHF
- Lost vs mid-market
- −574.88
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 11,618.89 CHF | −18.38 | 0.16% |
| Wise | 11,583.52 CHF | −53.76 | 0.46% |
| Bank wire (SWIFT) | 11,323.74 CHF | −313.53 | 2.69% |
| PayPal | 11,062.39 CHF | −574.88 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 556 CHF on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals