Amount
20,000 CAD to AUD
- Period high
- 1.1015
- 2025-11-21
- Period low
- 1.0004
- 2026-09-21
- Average
- 1.0386
- Daily volatility
- 0.39%
Sending 20,000 CAD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 20,264.14 AUD
- Lost vs mid-market
- −32.06
- Total cost
- 0.16%
Wise
- Recipient gets
- 20,202.44 AUD
- Lost vs mid-market
- −93.76
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 19,749.38 AUD
- Lost vs mid-market
- −546.82
- Total cost
- 2.69%
PayPal
- Recipient gets
- 19,293.57 AUD
- Lost vs mid-market
- −1,002.63
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 20,264.14 AUD | −32.06 | 0.16% |
| Wise | 20,202.44 AUD | −93.76 | 0.46% |
| Bank wire (SWIFT) | 19,749.38 AUD | −546.82 | 2.69% |
| PayPal | 19,293.57 AUD | −1,002.63 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 971 AUD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals