Amount
20 AUD to AUD
- Period high
- 1.1015
- 2025-11-21
- Period low
- 1.0004
- 2026-09-21
- Average
- 1.0386
- Daily volatility
- 0.39%
Sending 20 AUD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
PayPal
- Recipient gets
- 19.29 AUD
- Lost vs mid-market
- −1
- Total cost
- 4.94%
USDT on-chain
- Recipient gets
- 18.65 AUD
- Lost vs mid-market
- −1.65
- Total cost
- 8.11%
Wise
- Recipient gets
- 17.78 AUD
- Lost vs mid-market
- −2.52
- Total cost
- 12.40%
Bank wire (SWIFT)
- Recipient gets
- 0 AUD
- Lost vs mid-market
- −20.3
- Total cost
- 100.00%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| PayPal | 19.29 AUD | −1 | 4.94% |
| USDT on-chain | 18.65 AUD | −1.65 | 8.11% |
| Wise | 17.78 AUD | −2.52 | 12.40% |
| Bank wire (SWIFT) | 0 AUD | −20.3 | 100.00% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 19 AUD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals