2025-10-202026-10-19
Period high
0.204002
2026-05-11
Period low
0.178980
2025-12-23
Average
0.192756
Daily volatility
0.65%

Sending 5,000 USD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    988.42 USD
    Lost vs mid-market
    −2.61
    Total cost
    0.26%
  • Wise

    Recipient gets
    984.89 USD
    Lost vs mid-market
    −6.14
    Total cost
    0.62%
  • PayPal

    Recipient gets
    942.07 USD
    Lost vs mid-market
    −48.96
    Total cost
    4.94%
  • Bank wire (SWIFT)

    Recipient gets
    938.89 USD
    Lost vs mid-market
    −52.14
    Total cost
    5.26%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 50 USD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals