Amount
20,000 USD to USD
- Period high
- 0.204002
- 2026-05-11
- Period low
- 0.178980
- 2025-12-23
- Average
- 0.192756
- Daily volatility
- 0.65%
Sending 20,000 USD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 3,957.05 USD
- Lost vs mid-market
- −7.07
- Total cost
- 0.18%
Wise
- Recipient gets
- 3,944.6 USD
- Lost vs mid-market
- −19.52
- Total cost
- 0.49%
Bank wire (SWIFT)
- Recipient gets
- 3,837.66 USD
- Lost vs mid-market
- −126.46
- Total cost
- 3.19%
PayPal
- Recipient gets
- 3,768.29 USD
- Lost vs mid-market
- −195.83
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 3,957.05 USD | −7.07 | 0.18% |
| Wise | 3,944.6 USD | −19.52 | 0.49% |
| Bank wire (SWIFT) | 3,837.66 USD | −126.46 | 3.19% |
| PayPal | 3,768.29 USD | −195.83 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 189 USD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals