2025-10-202026-10-19
Period high
1.3874
2026-05-06
Period low
1.2577
2025-12-29
Average
1.3231
Daily volatility
0.61%

Sending 50,000 CNY: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    66,101.07 CNY
    Lost vs mid-market
    −106.8
    Total cost
    0.16%
  • Wise

    Recipient gets
    65,898.68 CNY
    Lost vs mid-market
    −309.18
    Total cost
    0.47%
  • Bank wire (SWIFT)

    Recipient gets
    64,369.88 CNY
    Lost vs mid-market
    −1,837.99
    Total cost
    2.78%
  • PayPal

    Recipient gets
    62,937.2 CNY
    Lost vs mid-market
    −3,270.67
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 3,164 CNY on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals