Amount
500 CNY to CNY
- Period high
- 1.3874
- 2026-05-06
- Period low
- 1.2577
- 2025-12-29
- Average
- 1.3231
- Daily volatility
- 0.61%
Sending 500 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 653.6 CNY
- Lost vs mid-market
- −8.48
- Total cost
- 1.28%
Wise
- Recipient gets
- 647.85 CNY
- Lost vs mid-market
- −14.23
- Total cost
- 2.15%
PayPal
- Recipient gets
- 629.37 CNY
- Lost vs mid-market
- −32.71
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 462.74 CNY
- Lost vs mid-market
- −199.34
- Total cost
- 30.11%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 653.6 CNY | −8.48 | 1.28% |
| Wise | 647.85 CNY | −14.23 | 2.15% |
| PayPal | 629.37 CNY | −32.71 | 4.94% |
| Bank wire (SWIFT) | 462.74 CNY | −199.34 | 30.11% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 191 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals