Amount
200,000 CNY to CNY
- Period high
- 1.3874
- 2026-05-06
- Period low
- 1.2577
- 2025-12-29
- Average
- 1.3231
- Daily volatility
- 0.61%
Sending 200,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 264,426.72 CNY
- Lost vs mid-market
- −404.74
- Total cost
- 0.15%
Wise
- Recipient gets
- 263,628.47 CNY
- Lost vs mid-market
- −1,202.99
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 258,027.88 CNY
- Lost vs mid-market
- −6,803.58
- Total cost
- 2.57%
PayPal
- Recipient gets
- 251,748.78 CNY
- Lost vs mid-market
- −13,082.67
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 264,426.72 CNY | −404.74 | 0.15% |
| Wise | 263,628.47 CNY | −1,202.99 | 0.45% |
| Bank wire (SWIFT) | 258,027.88 CNY | −6,803.58 | 2.57% |
| PayPal | 251,748.78 CNY | −13,082.67 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 12,678 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals