2025-10-202026-10-19
Period high
1.3874
2026-05-06
Period low
1.2577
2025-12-29
Average
1.3231
Daily volatility
0.61%

Sending 10 CNY: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • PayPal

    Recipient gets
    12.59 CNY
    Lost vs mid-market
    −0.65
    Total cost
    4.94%
  • USDT on-chain

    Recipient gets
    5.73 CNY
    Lost vs mid-market
    −7.51
    Total cost
    56.70%
  • Wise

    Recipient gets
    1.93 CNY
    Lost vs mid-market
    −11.31
    Total cost
    85.40%
  • Bank wire (SWIFT)

    Recipient gets
    0 CNY
    Lost vs mid-market
    −13.24
    Total cost
    100.00%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 13 CNY on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals