Amount
100,000 USD to USD
- Period high
- 0.725692
- 2026-05-07
- Period low
- 0.644548
- 2025-11-21
- Average
- 0.693900
- Daily volatility
- 0.49%
Sending 100,000 USD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 69,482.03 USD
- Lost vs mid-market
- −105.5
- Total cost
- 0.15%
Wise
- Recipient gets
- 69,272.7 USD
- Lost vs mid-market
- −314.83
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 67,820.42 USD
- Lost vs mid-market
- −1,767.12
- Total cost
- 2.54%
PayPal
- Recipient gets
- 66,149.91 USD
- Lost vs mid-market
- −3,437.62
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 69,482.03 USD | −105.5 | 0.15% |
| Wise | 69,272.7 USD | −314.83 | 0.45% |
| Bank wire (SWIFT) | 67,820.42 USD | −1,767.12 | 2.54% |
| PayPal | 66,149.91 USD | −3,437.62 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 3,332 USD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals