Amount
20,000 AUD to SGD
- Period high
- 0.922391
- 2026-05-13
- Period low
- 0.839855
- 2025-10-20
- Average
- 0.889726
- Daily volatility
- 0.36%
Sending 20,000 AUD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 17,775.33 SGD
- Lost vs mid-market
- −28.14
- Total cost
- 0.16%
Wise
- Recipient gets
- 17,721.2 SGD
- Lost vs mid-market
- −82.27
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 17,323.3 SGD
- Lost vs mid-market
- −480.17
- Total cost
- 2.70%
PayPal
- Recipient gets
- 16,923.98 SGD
- Lost vs mid-market
- −879.49
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 17,775.33 SGD | −28.14 | 0.16% |
| Wise | 17,721.2 SGD | −82.27 | 0.46% |
| Bank wire (SWIFT) | 17,323.3 SGD | −480.17 | 2.70% |
| PayPal | 16,923.98 SGD | −879.49 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 851 SGD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals