Amount
20 SGD to SGD
- Period high
- 0.922391
- 2026-05-13
- Period low
- 0.839855
- 2025-10-20
- Average
- 0.889726
- Daily volatility
- 0.36%
Sending 20 SGD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
PayPal
- Recipient gets
- 16.92 SGD
- Lost vs mid-market
- −0.88
- Total cost
- 4.94%
USDT on-chain
- Recipient gets
- 16.34 SGD
- Lost vs mid-market
- −1.46
- Total cost
- 8.22%
Wise
- Recipient gets
- 15.56 SGD
- Lost vs mid-market
- −2.24
- Total cost
- 12.58%
Bank wire (SWIFT)
- Recipient gets
- 0 SGD
- Lost vs mid-market
- −17.8
- Total cost
- 100.00%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| PayPal | 16.92 SGD | −0.88 | 4.94% |
| USDT on-chain | 16.34 SGD | −1.46 | 8.22% |
| Wise | 15.56 SGD | −2.24 | 12.58% |
| Bank wire (SWIFT) | 0 SGD | −17.8 | 100.00% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 17 SGD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals