Amount
5,000,000 JPY to JPY
- Period high
- 114.89
- 2026-08-28
- Period low
- 97.8068
- 2025-10-20
- Average
- 109.52
- Daily volatility
- 0.57%
Sending 5,000,000 JPY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 548,986,496.12 JPY
- Lost vs mid-market
- −824,894.64
- Total cost
- 0.15%
Wise
- Recipient gets
- 547,336,972.77 JPY
- Lost vs mid-market
- −2,474,417.99
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 536,061,771.63 JPY
- Lost vs mid-market
- −13,749,619.13
- Total cost
- 2.50%
PayPal
- Recipient gets
- 522,650,708.06 JPY
- Lost vs mid-market
- −27,160,682.7
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 548,986,496.12 JPY | −824,894.64 | 0.15% |
| Wise | 547,336,972.77 JPY | −2,474,417.99 | 0.45% |
| Bank wire (SWIFT) | 536,061,771.63 JPY | −13,749,619.13 | 2.50% |
| PayPal | 522,650,708.06 JPY | −27,160,682.7 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 26,335,788 JPY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals