2025-10-202026-10-19
Period high
5.6835
2026-05-07
Period low
5.0144
2025-11-24
Average
5.4274
Daily volatility
0.49%

Sending 50,000 AUD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    273,718.03 HKD
    Lost vs mid-market
    −420
    Total cost
    0.15%
  • Wise

    Recipient gets
    272,891.2 HKD
    Lost vs mid-market
    −1,246.84
    Total cost
    0.45%
  • Bank wire (SWIFT)

    Recipient gets
    267,069.85 HKD
    Lost vs mid-market
    −7,068.19
    Total cost
    2.58%
  • PayPal

    Recipient gets
    260,595.62 HKD
    Lost vs mid-market
    −13,542.42
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 13,122 HKD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals