2025-10-202026-10-16
Period high
5.6835
2026-05-07
Period low
5.0144
2025-11-24
Average
5.4272
Daily volatility
0.49%

Sending 5,000 AUD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    27,257.13 HKD
    Lost vs mid-market
    −49.78
    Total cost
    0.18%
  • Wise

    Recipient gets
    27,170.78 HKD
    Lost vs mid-market
    −136.13
    Total cost
    0.50%
  • Bank wire (SWIFT)

    Recipient gets
    26,408.96 HKD
    Lost vs mid-market
    −897.94
    Total cost
    3.29%
  • PayPal

    Recipient gets
    25,957.95 HKD
    Lost vs mid-market
    −1,348.96
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 1,299 HKD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals