2025-10-202026-10-16
Period high
5.6835
2026-05-07
Period low
5.0144
2025-11-24
Average
5.4272
Daily volatility
0.49%

Sending 2 AUD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • PayPal

    Recipient gets
    10.38 HKD
    Lost vs mid-market
    −0.54
    Total cost
    4.94%
  • USDT on-chain

    Recipient gets
    2.09 HKD
    Lost vs mid-market
    −8.83
    Total cost
    80.88%
  • Bank wire (SWIFT)

    Recipient gets
    0 HKD
    Lost vs mid-market
    −10.92
    Total cost
    100.00%
  • Wise

    Recipient gets
    0 HKD
    Lost vs mid-market
    −10.92
    Total cost
    100.00%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 10 HKD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals