Amount
20 GBP to GBP
- Period high
- 0.536657
- 2026-05-13
- Period low
- 0.483774
- 2025-10-20
- Average
- 0.517736
- Daily volatility
- 0.34%
Sending 20 GBP: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
PayPal
- Recipient gets
- 9.96 GBP
- Lost vs mid-market
- −0.52
- Total cost
- 4.94%
USDT on-chain
- Recipient gets
- 9.62 GBP
- Lost vs mid-market
- −0.86
- Total cost
- 8.17%
Wise
- Recipient gets
- 9.17 GBP
- Lost vs mid-market
- −1.31
- Total cost
- 12.50%
Bank wire (SWIFT)
- Recipient gets
- 0 GBP
- Lost vs mid-market
- −10.48
- Total cost
- 100.00%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| PayPal | 9.96 GBP | −0.52 | 4.94% |
| USDT on-chain | 9.62 GBP | −0.86 | 8.17% |
| Wise | 9.17 GBP | −1.31 | 12.50% |
| Bank wire (SWIFT) | 0 GBP | −10.48 | 100.00% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 10 GBP on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals