Amount
50,000 CNY to CNY
- Period high
- 4.9361
- 2026-05-07
- Period low
- 4.5773
- 2025-11-24
- Average
- 4.7632
- Daily volatility
- 0.42%
Sending 50,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 232,282.2 CNY
- Lost vs mid-market
- −356.47
- Total cost
- 0.15%
Wise
- Recipient gets
- 231,580.51 CNY
- Lost vs mid-market
- −1,058.16
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 226,639.31 CNY
- Lost vs mid-market
- −5,999.36
- Total cost
- 2.58%
PayPal
- Recipient gets
- 221,146.32 CNY
- Lost vs mid-market
- −11,492.35
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 232,282.2 CNY | −356.47 | 0.15% |
| Wise | 231,580.51 CNY | −1,058.16 | 0.45% |
| Bank wire (SWIFT) | 226,639.31 CNY | −5,999.36 | 2.58% |
| PayPal | 221,146.32 CNY | −11,492.35 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 11,136 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals