Amount
5,000 CNY to CNY
- Period high
- 4.9361
- 2026-05-07
- Period low
- 4.5773
- 2025-11-24
- Average
- 4.7632
- Daily volatility
- 0.42%
Sending 5,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 23,221.46 CNY
- Lost vs mid-market
- −42.41
- Total cost
- 0.18%
Wise
- Recipient gets
- 23,147.89 CNY
- Lost vs mid-market
- −115.97
- Total cost
- 0.50%
Bank wire (SWIFT)
- Recipient gets
- 22,498.87 CNY
- Lost vs mid-market
- −764.99
- Total cost
- 3.29%
PayPal
- Recipient gets
- 22,114.63 CNY
- Lost vs mid-market
- −1,149.24
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 23,221.46 CNY | −42.41 | 0.18% |
| Wise | 23,147.89 CNY | −115.97 | 0.50% |
| Bank wire (SWIFT) | 22,498.87 CNY | −764.99 | 3.29% |
| PayPal | 22,114.63 CNY | −1,149.24 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 1,107 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals