2025-10-202026-10-16
Period high
4.9361
2026-05-07
Period low
4.5773
2025-11-24
Average
4.7632
Daily volatility
0.42%

Sending 10,000 AUD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    46,450.43 CNY
    Lost vs mid-market
    −77.3
    Total cost
    0.17%
  • Wise

    Recipient gets
    46,307.07 CNY
    Lost vs mid-market
    −220.66
    Total cost
    0.47%
  • Bank wire (SWIFT)

    Recipient gets
    45,181.14 CNY
    Lost vs mid-market
    −1,346.59
    Total cost
    2.89%
  • PayPal

    Recipient gets
    44,229.26 CNY
    Lost vs mid-market
    −2,298.47
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 2,221 CNY on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals