2025-10-202026-10-16
Period high
4.9361
2026-05-07
Period low
4.5773
2025-11-24
Average
4.7632
Daily volatility
0.42%

Sending 1,000 AUD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    4,638.28 CNY
    Lost vs mid-market
    −14.49
    Total cost
    0.31%
  • Wise

    Recipient gets
    4,620.55 CNY
    Lost vs mid-market
    −32.22
    Total cost
    0.69%
  • PayPal

    Recipient gets
    4,422.93 CNY
    Lost vs mid-market
    −229.85
    Total cost
    4.94%
  • Bank wire (SWIFT)

    Recipient gets
    4,353.06 CNY
    Lost vs mid-market
    −299.72
    Total cost
    6.44%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 285 CNY on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals