Amount
10 CNY to CNY
- Period high
- 4.9361
- 2026-05-07
- Period low
- 4.5773
- 2025-11-24
- Average
- 4.7632
- Daily volatility
- 0.42%
Sending 10 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
PayPal
- Recipient gets
- 44.23 CNY
- Lost vs mid-market
- −2.3
- Total cost
- 4.94%
USDT on-chain
- Recipient gets
- 38.95 CNY
- Lost vs mid-market
- −7.58
- Total cost
- 16.30%
Wise
- Recipient gets
- 35.03 CNY
- Lost vs mid-market
- −11.5
- Total cost
- 24.71%
Bank wire (SWIFT)
- Recipient gets
- 0 CNY
- Lost vs mid-market
- −46.53
- Total cost
- 100.00%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| PayPal | 44.23 CNY | −2.3 | 4.94% |
| USDT on-chain | 38.95 CNY | −7.58 | 16.30% |
| Wise | 35.03 CNY | −11.5 | 24.71% |
| Bank wire (SWIFT) | 0 CNY | −46.53 | 100.00% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 44 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals