2025-10-202026-10-16
Period high
0.587884
2026-09-18
Period low
0.514278
2025-10-20
Average
0.553825
Daily volatility
0.42%

Sending 20,000 CHF: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    11,509.04 CHF
    Lost vs mid-market
    −18.22
    Total cost
    0.16%
  • Wise

    Recipient gets
    11,474 CHF
    Lost vs mid-market
    −53.26
    Total cost
    0.46%
  • Bank wire (SWIFT)

    Recipient gets
    11,216.5 CHF
    Lost vs mid-market
    −310.76
    Total cost
    2.70%
  • PayPal

    Recipient gets
    10,957.81 CHF
    Lost vs mid-market
    −569.45
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 551 CHF on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals