Amount
20,000 AUD to CAD
- Period high
- 0.999565
- 2026-09-21
- Period low
- 0.907850
- 2025-11-21
- Average
- 0.963842
- Daily volatility
- 0.39%
Sending 20,000 AUD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 19,632.85 CAD
- Lost vs mid-market
- −31.07
- Total cost
- 0.16%
Wise
- Recipient gets
- 19,573.07 CAD
- Lost vs mid-market
- −90.86
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 19,133.82 CAD
- Lost vs mid-market
- −530.11
- Total cost
- 2.70%
PayPal
- Recipient gets
- 18,692.53 CAD
- Lost vs mid-market
- −971.4
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 19,632.85 CAD | −31.07 | 0.16% |
| Wise | 19,573.07 CAD | −90.86 | 0.46% |
| Bank wire (SWIFT) | 19,133.82 CAD | −530.11 | 2.70% |
| PayPal | 18,692.53 CAD | −971.4 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 940 CAD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals