Amount
20 CAD to CAD
- Period high
- 0.999565
- 2026-09-21
- Period low
- 0.907850
- 2025-11-21
- Average
- 0.963842
- Daily volatility
- 0.39%
Sending 20 CAD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
PayPal
- Recipient gets
- 18.69 CAD
- Lost vs mid-market
- −0.97
- Total cost
- 4.94%
USDT on-chain
- Recipient gets
- 18.06 CAD
- Lost vs mid-market
- −1.61
- Total cost
- 8.17%
Wise
- Recipient gets
- 17.21 CAD
- Lost vs mid-market
- −2.46
- Total cost
- 12.50%
Bank wire (SWIFT)
- Recipient gets
- 0 CAD
- Lost vs mid-market
- −19.66
- Total cost
- 100.00%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| PayPal | 18.69 CAD | −0.97 | 4.94% |
| USDT on-chain | 18.06 CAD | −1.61 | 8.17% |
| Wise | 17.21 CAD | −2.46 | 12.50% |
| Bank wire (SWIFT) | 0 CAD | −19.66 | 100.00% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 19 CAD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals